Many people find it a liability and find it very difficult to keep because, somewhere along the line, a credit card allowed a person to spend money without repaying it for a month or 45 days. By doing so, some people find it difficult to maintain the card because holding a credit card is a responsibility that everyone can’t fulfill. ..
Apple’s credit card
Apple has been in the credit card market for a while now, and it has been doing well. The company has made a name for itself by offering great products and by being affordable. Apple’s products are often chosen by people because they are comfortable and have many benefits.
The credit card that they collaborated with Goldman Sachs is one of the best things a financially-conscious person should have because it offers a clear 5% discount on Apple products and a 2% to 3% discount on other items. The rates that are offered are one of the highest rates that are offered by very few credit card companies. Also, the charges for getting a card and its maintenance are zero.
BENEFITS
-You get the convenience of having an Apple card in your wallet. -You can use your Apple card to purchase items from the App Store and other online retailers. -You can use your Apple card to withdraw cash from ATMs. -You can use your Apple card to pay for goods and services using iTunes and other apps.
Apple’s credit card allows its customers to have a 1% to 3% rebate or discount on the purchase of many products and items. Once the transaction is completed, the cashback amounts are directly credited to Apple’s card.
The Apple credit card claims that the card has no extra charges and also no hidden charges. Charges mean that during the holding period of that card, some companies charge for the holding of credit cards and also for maintenance, but the Apple card comes with no charges.
The credit card company does not charge any extra fees for the card or for the renewal of the card.
The Apple credit card is accepted at almost every place in the US. Many stores that accept credit cards also accept Apple debit cards.
Apple credit card customers can pay the amount in easy installments, which can be covered in 2 months. The credit card allows customers to use Apple products and services without having to worry about the long-term financial implications.
DRAWBACKS
Apple Pay is a new payment system that allows customers to make payments at participating stores with ease. If a customer does not have an Apple Pay account, they can’t use all the benefits of the card and the cashback is reduced to 1%. To properly use an Apple credit card, customers must have an Apple pay account.
Apple Pay requires an Apple I phone to be used for transactions. Some conditions for using the service are having an Apple I phone, being a customer of the company, and having a valid credit card.
SECURITY FEATURES
Apple has announced a new card called the Apple Card. The card is meant to replace traditional credit and debit cards. The card works through Apple Pay, which requires phone security and then access to the card with Face ID and Touch ID. ..
If the transaction is being processed through the card, then on the card there are no prints of the card number or CVV. All that is available is a microchip and a magnetic strip for payments and owner information. If the card has been lost, then the owner can very easily block the card through the Apple Pay app.
Apple Credit Card Review
-No interest on purchases made with the card until you reach your required spending limit. -No annual fee. -Free standard shipping on all orders over $50. -Earn 1% cash back on all eligible purchases.
The Apple credit card has many benefits, including security and no physical prints of card number or details. The customer’s name is only present on the card.
If your card is stolen, you can block it through the Apple Pay app. ..
CONCLUSION
The Apple credit card is one of the best cards available on the market. It has one of the highest cashback and discount offers and comes with very strict security, but there is a drawback: for full usage of the credit card, the owner must have Apple products, and in particular, an I phone, because the credit card can also run through Apple Pay. Besides this, the card has many benefits and a person can consider it for them. ..
